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How many days after the vehicle's mortgage is lifted can it be transferred?

1 Answers

VonAlyssa

07/29/25 7:43am

Vehicle can be transferred the next day after the mortgage is lifted. Retrieving mortgage procedures: After the last monthly payment of the car loan is deducted, it takes about 10 working days to retrieve the mortgage procedures from the bank that handled the car installment payment. For credit card car installments from the bank, it is best to call the bank's customer service in advance to confirm whether the payment has been fully settled. The customer service number can be found on the back of the repayment card. For car loans processed through a financial company, you can call the customer service of the respective financial company or consult the car dealer for assistance. Motor vehicle registration: To retrieve the motor vehicle registration certificate, the owner must present their ID card. Other documents that may be required include: the motor vehicle license and bank repayment details. Processing the vehicle mortgage release: After obtaining the registration certificate, the next step is to go to the local municipal vehicle management office to process the vehicle mortgage release. The required documents include: the motor vehicle registration certificate, loan clearance certificate issued by the lending institution, the lender's organization code certificate, "Motor Vehicle Mortgage Registration/Pledge Filing Application Form", power of attorney, and the ID card of the vehicle owner.

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