How many days after paying off the car loan can I get the green title?
3 Answers
You can generally obtain the green title about 10 working days after paying off the car loan. The procedure to get the green title after loan repayment involves preparing the necessary documents for release of lien: the Motor Vehicle Mortgage or Pledge Registration Application Form, the original and copy of the mortgagee's identity proof, the Motor Vehicle Registration Certificate, and relevant documents for vehicles released from mortgage by court mediation, ruling, or judgment. Then, you can take these materials to the local vehicle management office to complete the release procedures with the relevant staff. The Motor Vehicle Registration Certificate is the legal proof of vehicle ownership, kept by the vehicle owner and not carried with the vehicle. This certificate is required for any vehicle registration procedures such as transfer or change of ownership, and records the vehicle's relevant information, serving as the vehicle's "household register".
Right after I paid off my car loan, it took about seven or eight days to get the title (green slip). On the repayment day, I called the bank's customer service to confirm the successful payment and requested them to initiate the procedures. The bank's processing efficiency was decent, but it takes time to submit the documents to the DMV for lien release—it gets slower if it falls on weekends or holidays. As soon as I received the title, I went to the DMV to complete the lien release, which took half a day. After paying off the loan, don’t just wait passively—remember to proactively follow up on the progress. Some institutions are efficient and can mail the title to your home within three days. Delaying too long might affect selling or transferring the car, so timely handling is quite important.
As a young person, I just paid off my car loan last month. The bank said it would take one to two weeks to get the title, but I only waited five days. On the day I paid it off, I uploaded the repayment proof via the app, and the customer service sent it over after approval. On the day I received the title, I went straight to the DMV to release the lien—the process was simple and efficient. Nowadays, many institutions have gone digital, and the processing speed is quite fast. I recommend using mobile tracking or online consultation to avoid delays. Factors affecting the timeline include the size of the bank or lending company, their responsiveness, and avoiding peak periods like holidays. Getting it done early saves hassle.
