How long is the grace period for car insurance lapse?

1 Answers
DiTravis
07/30/25 7:03am
If a car is left unused, there is no so-called grace period for insurance lapse; however, vehicles on the road must renew their insurance as soon as possible before the lapse to avoid affecting annual inspections and other protections. Below is more information about car insurance: 1. Definition: Car insurance is a type of commercial insurance that covers liability for personal injury or property damage caused by natural disasters or accidents involving motor vehicles. 2. Compulsory Traffic Insurance (CTI): CTI is a mandatory insurance required by the state, which every car owner must purchase. Driving without CTI can result in vehicle impoundment (until CTI is purchased and displayed in the designated location), fines, and deduction of points. CTI primarily covers personal injury and property damage to victims (excluding passengers in the insured vehicle and the policyholder) in traffic accidents. However, the compensation limit of CTI is limited and may not cover large claims for personal injury in severe accidents.
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