How Long Is the General Limit for Car Insurance Lapse?

1 Answers
Penny
07/29/25 2:37pm
There is no time limit for car insurance lapse; it is considered lapsed once it exceeds the insurance expiration date. Below is relevant information about car insurance: 1. Overview: Vehicle insurance, also known as motor vehicle insurance or simply car insurance, refers to a type of commercial insurance that covers liability for personal injury or property damage caused by natural disasters or accidents involving motor vehicles. 2. Classification of Car Insurance: Commercial insurance is an indeterminate-value insurance, divided into basic insurance and additional insurance, with the latter not being independently insurable. Basic insurance includes third-party liability insurance and vehicle damage insurance (comprehensive coverage). Additional insurance includes full vehicle theft insurance (theft coverage), on-board liability insurance, no-fault liability insurance, cargo falling liability insurance, standalone glass breakage insurance, vehicle downtime loss insurance, spontaneous combustion loss insurance, newly installed equipment loss insurance, and no-deductible special coverage.
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