How long is it valid to repair the car after an accident?
2 Answers
There is no time limit for repairing the car after an accident, and both parties can make an agreement. Introduction to Vehicle Insurance: Vehicle insurance, also known as motor vehicle insurance or auto insurance, refers to a type of commercial insurance that covers personal injury or property damage caused by natural disasters or accidents involving motor vehicles. Classification of Vehicle Insurance: Commercial insurance is an open policy and is divided into basic insurance and additional insurance, with the latter not being independently insurable. Basic insurance includes third-party liability insurance and vehicle damage insurance; additional insurance includes comprehensive theft insurance, on-board liability insurance, no-fault liability insurance, cargo drop liability insurance, glass breakage insurance, vehicle suspension loss insurance, spontaneous combustion loss insurance, new equipment loss insurance, and deductible waiver insurance.
I've thought a lot about car repairs after an accident. Reporting the incident should be done quickly, ideally within 48 hours, otherwise the insurance company might nitpick. But after the damage assessment, there's a grace period for repairs—the company I'm insured with gives six months. Last week, while helping a friend with an accident, I found out his car had been left unrepaired for four months after a scrape, and the internal part of the bumper had rusted through, adding 500 bucks to the repair cost. Besides potential body damage, parts can also be out of stock. Once, I waited three weeks for an imported headlight, luckily still within the validity period. My advice is to book a repair shop right after the assessment—scheduling alone can take two weeks, so don't wait until the last few days. Driving around with unrepaired damage can even increase fuel consumption.
