How Long Does Vehicle Damage Assessment Take?
2 Answers
Vehicle insurance damage assessment and review typically takes about 1 day. Below is relevant information about auto insurance: 1. Compulsory Traffic Insurance: A mandatory national auto insurance that provides coverage for the other party's property and personal safety. 2. Special Insurance for Non-Deductible: The most important aspect of this auto insurance lies in its absolute deductible-free rate. 3. Vehicle Damage Insurance: Primarily safeguards the automobile. If the vehicle is involved in an accident or suffers damage due to natural disasters, these losses can be compensated by the insurance company through vehicle damage insurance. 4. Third-Party Liability Insurance: Mainly covers personal injury, death, and property damage to third parties in traffic accidents. To supplement the coverage amount of compulsory traffic insurance, a comprehensive third-party liability insurance is necessary.
As a seasoned driver with over a decade of experience, I've encountered several car damage assessment issues. The duration really varies depending on the severity of the accident. For minor scrapes and bumps, like being sideswiped while parked, it might only take a few hours—just snap photos, upload them to the insurance app, and let the online assessor evaluate the damage, with results often available the same day. However, major accidents, such as rear-end collisions that deform the front end, are far more complicated. The car needs to be towed to a repair shop for professional inspection of internal damage, plus an on-site verification by the insurance company, taking at least a day or two, or even three to four days for severe cases. Weather and repair shop workload also play a role, with peak seasons leading to longer queues. My advice is to contact your insurer immediately after an incident and have all documents ready to save time. Remember, assessment isn’t the end—repairs can take anywhere from a week to over a month, so drive carefully to avoid the hassle.
