How Long Does It Take to Get the Green Book After Paying Off the Car Loan?
3 Answers
After paying off the car loan, it usually takes between one week to half a month to receive the green book. Subsequently, you need to take the motor vehicle driving certificate to the local vehicle management office to complete the release of mortgage procedures. Required Documents: When going to complete the release of mortgage procedures, you should bring the documents provided by the bank: the vehicle registration certificate, loan payoff statement, bank organization code, and power of attorney. The documents required from the car owner include: ID card, vehicle license, driver's license, car purchase invoice, vehicle inspection certificate, and insurance certificate. Green Book: The green book refers to the motor vehicle registration certificate, which is essentially the vehicle's household registration. During the mortgage period, the green book is held by the vehicle management office on behalf of the owner. After the mortgage is released, it is kept by the vehicle owner and does not need to be carried in the car.
I remember last year when I paid off the car loan for the vehicle I bought, the lending bank said it would take 7 to 10 business days to receive the title (also known as the "green slip"). They needed to verify all payments first, complete internal procedures, and then mail the title to the registered address. In my case, I received it in 9 days, which was pretty smooth. However, processing times vary significantly among different lenders—some online platforms might be faster, delivering it in 3 to 5 days, while traditional banks could take up to two weeks. Once you get the title, don’t relax too much—it’s best to promptly visit the DMV to update the registration and ensure full ownership of the vehicle, avoiding issues when selling or transferring it later. Also, if you wait too long without any updates, proactively call customer service—they usually expedite the process. Keep this document safe—it represents legal ownership of the car and is extremely important. The whole process is straightforward, but don’t take it lightly.
I used an auto finance company's loan to buy my car. After paying it off, they emailed me saying the green title would usually be mailed within a week. In my experience, I received the delivery notification on the 6th day, much faster than expected. The finance company's processing efficiency depends on backend speed, typically ranging from 3 to 10 days. If you're in a hurry to get the title, you can contact online customer service through the APP to expedite the process - it generally won't take more than two weeks. After receiving the green title, I recommend immediately saving an electronic copy on your phone for travel convenience, while keeping the physical document in a safe place at home. With today's technology, some platforms even support online verification of the title status - it's incredibly convenient with just one click. Overall, the entire process can be completed quite quickly if everything goes smoothly.
