How long does it take for ETC toll deduction after passing through the highway?

1 Answers
JaylaLynn
07/30/25 3:54am
The specific time for ETC highway toll deduction is as follows: For ETC prepaid cards, users must deposit funds in advance before use. The deduction generally occurs within 5 working days, depending on the regulations of the issuing bank. For ETC credit cards, which have an overdraft function, the bank will tally the deduction details daily. Users only need to pay off the credit card bill by the due date. When using an ETC debit card to pass through a highway toll station, no fee is charged at the time. The system records the passage and automatically deducts the corresponding fee from the user's authorized bank account in batches. Directly linked to a personal credit card, the system automatically deducts the amount without the need for top-up, and repayment is made monthly. A 1% handling fee is added for each transaction. Due to varying execution efficiency across regions, there is no specific deduction time for ETC debit cards, but it is generally deducted monthly. ETC users can set a billing date to check the monthly ETC fees. ETC stands for Electronic Toll Collection, meaning an electronic toll system. To apply, the vehicle owner must provide a valid ID card and the original and photocopy of the vehicle registration certificate. If the application is made by a proxy, the proxy's valid ID card is also required. The photocopy of the vehicle registration certificate must include the page with the most recent annual inspection stamp. A bank card for deducting highway toll fees is also needed. Applicants must be between 18 and 60 years old and own the vehicle in their name. How ETC works: Through an onboard electronic tag installed on the vehicle's windshield, it communicates with the microwave antenna in the ETC lane at the toll station. Using computer networking technology, it settles accounts with the bank in the background, allowing vehicles to pay highway or bridge tolls without stopping. Benefits of installing ETC: Time-saving: Eliminates the hassle of waiting in line; Green and eco-friendly: Low-carbon, as vehicles pass through toll stations without stopping, reducing noise and exhaust emissions and pollution; Cost-saving: Reduces vehicle start and brake frequency, minimizing wear and fuel consumption; Efficiency improvement: ETC lanes can theoretically increase passing efficiency by 2-3 times, making traditional ETC updates faster and more high-tech. Compared to license plate payment, ETC technology is more mature and advantageous.
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