How long can car insurance be delayed after expiration?

[DiGemma]

Car insurance can be delayed for about three months after expiration. As long as it is within this 3-month period, the original car insurance company can still accept renewal. According to regulations, vehicles without compulsory traffic insurance (CTPL) are not allowed on the road. To prevent CTPL from lapsing, premiums can be paid in advance. Generally, payment can be made within 30 days before expiration, and the policy effective date will correspond to the previous insurance's expiration date. It's best to renew on time and avoid delays. If car insurance expires and is not renewed, the vehicle will be in an uninsured state without coverage. Compulsory traffic insurance is a mandatory requirement by the state, and failure to have it may result in penalties. Additionally, if insurance lapses, a vehicle inspection is required for renewal, adding to the insurance procedures.