How Long Before Car Insurance Is Considered Lapsed?

1 Answers
CadenRose
07/29/25 11:54pm
Car insurance is considered lapsed if it expires even for a single day. Here are the specific details: Consequences of Lapse: Car insurance is deemed lapsed if it expires for just one day. If a vehicle with overdue insurance premiums is caught by traffic police while driving on the road, the owner will be fined double the insurance premium. After the car insurance expires, the vehicle cannot be driven on the road. A lapse is serious, and if caught by traffic police, the owner's vehicle may be impounded. Vehicle Lapse Explanation: Car insurance lapse refers to the situation where the vehicle is not properly insured before the end of the insurance period, leaving the original insured object without coverage for a certain period. If the car insurance lapses, the vehicle will no longer have any insurance coverage. In the event of a traffic accident, the owner will have to bear the losses themselves. Additionally, if a vehicle is driven without compulsory traffic insurance, the owner will face penalties if caught by traffic police.
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