How long after damage assessment must the car be repaired?
2 Answers
There is no regulation specifying how long after the damage assessment the car must be repaired. Once the damage assessment amount is determined, the insurance company will compensate according to the initially assessed amount regardless of when the repair is done. Here is more information: Time limit: There is a time limit for car damage assessment. After an accident, the insured should promptly notify the insurance company, which will then send someone to inspect and photograph the scene. If the insurance company does not assess the damage within 48 hours, the repair invoice provided by the car owner will be used as the basis. Repair promptly: After the vehicle damage assessment, it is advisable to repair the car as soon as possible to avoid secondary damage that may not be covered by insurance.
I've encountered a similar situation before. There's no strict rule on when you must repair the car after the damage assessment—it mainly depends on the insurance company's policy. Typically, insurers set a grace period, usually around 30 to 60 days. If you delay too long and exceed this period, they might deny the claim or reduce the payout. I recommend getting it repaired as soon as possible because accident damage can worsen over time—paint may peel, internal parts could rust, or structural components might loosen, making it risky to drive. Safety comes first; an unrepaired car may have hidden hazards, especially if it involves the braking or steering systems. From a financial standpoint, early repairs save hassle and money by preventing minor issues from escalating into costly problems. Contact your insurer to confirm the specific deadline and keep all documentation handy for future reference.
