How long after a car loan is overdue will the vehicle be remotely locked?

1 Answers
EmmanuelFitz
07/29/25 2:13pm
Different banks or lending companies may have varying regulations regarding the overdue period, with some making collection calls after just 10 days of delinquency. Below is relevant information about car loans: 1. Loan Term: The term for an auto consumer loan is typically 1-3 years, with a maximum of 5 years. For used car loans, the term (including extensions) must not exceed 3 years, while dealer auto loans must not exceed 1 year. 2. Types of Car Loans: Personal auto loans are categorized into direct lending, indirect lending, and credit card auto loans. Direct lending usually involves bank loans where the client deals directly with the bank, while indirect lending typically refers to loans facilitated through auto finance companies that connect clients with lenders.
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