How is the first-year insurance calculated for a used car?

[McDaisy]

For the first year of used car insurance, the calculation is based on the basic premium rate, which neither increases nor decreases. Below are the methods regarding the adjustment of compulsory traffic insurance premium rates: 1. First-time: For vehicles insured with compulsory traffic insurance for the first time, the premium rate does not adjust. 2. Insurance period: During the insurance period, if the ownership of the insured vehicle is transferred, the compulsory traffic insurance contract must be amended, and the premium rate does not adjust. 3. Temporary road use: For vehicles temporarily used on roads or foreign vehicles temporarily entering the country with short-term compulsory traffic insurance, the premium rate does not adjust. In other cases of short-term compulsory traffic insurance, the adjustment is based on the short-term benchmark premium rate and follows the above standards. 4. Recovery after theft: If the insured vehicle is recovered after being confirmed as stolen by the public security authorities, and if road traffic accidents occurred during the theft period as proven by the public security authorities, the compulsory traffic insurance premium rate does not increase.