How Early Should Car Insurance Be Purchased?

1 Answers
BlakelyLee
07/30/25 9:12am
Vehicle insurance can be purchased up to three months before the expiration of the previous year's policy. To avoid the risk of coverage lapse due to forgetting to renew, it is recommended that owners renew their vehicle insurance at least seven days in advance. Components of Car Insurance: Car insurance generally consists of two parts: basic insurance and additional insurance. Basic insurance is further divided into vehicle damage insurance and third-party liability insurance. Coverage Details of Car Insurance: Vehicle damage insurance provides compensation for losses to the insured vehicle; third-party liability insurance covers damages to entities outside the insured vehicle, such as people, public property, or other vehicles involved in an accident; passenger liability insurance compensates for injuries or property losses to passengers in the insured vehicle; theft insurance provides compensation in case the insured vehicle is stolen.
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