How Does Water Damage Insurance Work?

[SanMiranda]

First, the vehicle is parked on the roadside or in an underground garage, and water enters the vehicle due to excessive water depth; second, the vehicle drives into a waterlogged area while in motion, causing it to stall. You need to call the insurance company to report the claim. Due to heavy rain causing large-scale vehicle water damage, the insurance company may not arrive on time, so it's important to take photos promptly. When a vehicle is parked on the roadside or in an underground garage and gets submerged, as long as it does not involve starting the vehicle in the water, you can file a claim under the vehicle damage insurance in this situation.