How does the vehicle water damage insurance compensate?

1 Answers
Camila
07/30/25 1:57am
If the vehicle is submerged in water and the engine is not flooded, only requiring replacement of parts or repair of circuits, this falls under the coverage of vehicle damage insurance. Only when the vehicle is stationary and submerged, without attempting to start the engine, resulting in total loss of the vehicle, can the insurance company compensate according to the total loss.
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