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How Does Insurance Compensation Work When a Car is Totaled in an Accident?

1 Answers

SadieRose

07/30/25 5:45am

In the event of a car accident, the insurance company will determine compensation based on whether the vehicle meets the criteria for being totaled. The following are specific details: 1. First Category: When the repair costs exceed 80% or more of the vehicle's value, the insurance company will process the claim as a total loss. 2. Second Category: The vehicle meets the mandatory scrapping standards. According to Article 4 of the "Mandatory Scrapping Standards for Motor Vehicles," registered motor vehicles that fall under any of the following circumstances shall be mandatorily scrapped: First Scenario: After repairs and adjustments, the vehicle still fails to meet the national safety technical standards for in-use vehicles. Second Scenario: After repairs, adjustments, or the application of control technologies, the vehicle's emissions of pollutants or noise still fail to meet the national standards for in-use vehicles.

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How often should the Rongfang battery be replaced normally?

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