How Does Insurance Compensate for Cars Washed Away by Floods?

1 Answers
SanCatherine
07/29/25 10:57pm
Insurance companies will compensate for cars washed away by floods based on the coverage terms of the auto damage insurance and waterlogging insurance. However, the car owner needs to provide proof that the car was washed away by water or that the insurance company's rescue service failed to recover it. If a car is washed away by a flood, the owner should not attempt to rescue it themselves but should immediately notify the insurance company and must not forcibly start the engine.
Was this review help?
7
5
Share
More Forum Discussions

What engine does the BYD L3 use?

BYD L3 has used two engines in total, one is a 1.5L naturally aspirated engine, and the other is a 1.8L naturally aspirated engine. The 1.5L naturally aspirated engine has 109 horsepower and a maximum torque of 145 N·m; the 1.8L naturally aspirated engine has 122 horsepower and a maximum torque of 160 N·m. BYD L3 is a compact sedan from BYD, with a body size of 4568mm in length, 1716mm in width, and 1480mm in height, and a wheelbase of 2615mm. In terms of appearance, the front face of the BYD L3 features a wide and thick double horizontal bar grille that is simple and elegant. The overall shape of the headlights adopts a teardrop design, and the smoked black design adds a sporty style to the vehicle.
7
1
Share

Is it normal for the high beam of a bi-xenon headlight to have a shadow in the middle?

It is normal for the high beam of a bi-xenon headlight to have a shadow in the middle. High and low beams: The intensity of the light is adjusted based on the distance of the filament. The high beam is focused at its focal point, emitting light that is parallel and highly concentrated, providing greater brightness and the ability to illuminate distant and high objects. The low beam is positioned outside its focal point (between 1x and 2x the focal distance), emitting light in a divergent pattern, which illuminates a larger area at closer distances. Function of high beam: It enhances visibility and expands the field of view. On dark roads without streetlights, the visible range with the high beam on is significantly greater than with only the low beam. Therefore, using the high beam in such conditions is highly necessary.
13
3
Share

How to Turn Off the Rear Wiper of a Vehicle?

To turn off the rear wiper of a vehicle, simply push the control lever to the 'OFF' position. The wiper lever positions include: 1. 'INT' for automatic intermittent operation—pull the lever down one notch, and the wiper will work intermittently; 2. 'LO' for continuous operation—pull the lever down one notch, and the wiper will operate continuously at a set rate; 3. 'HI' for continuous high-speed operation—pull the lever all the way down, and the wiper will work at high speed, suitable for heavy rain conditions. The wiper is a blade structure installed in front of the windshield, composed of a motor, reducer, four-bar linkage, wiper arm spindle, and wiper blade assembly. Its function is to clear rain, snow, and dust from the windshield that obstruct the view.
11
2
Share

What is the Principle of Snow Tires?

The principle of snow tires is as follows: Softer rubber compound: For regular all-season tires, they become harder as the temperature drops. However, snow tires are the opposite—the lower the temperature, the softer the rubber compound becomes. This remarkable phenomenon occurs because snow tires use a higher proportion of natural rubber and silica compared to all-season tires, which gives them better traction in low-temperature conditions. Special tread pattern: Snow tires have a unique tread pattern. First, the treads are deeper and specially designed in terms of direction and structure. When the part of the tire in contact with the ground is compressed and deformed, it can press snow into the treads, increasing grip, and release the snow blocks from the treads when leaving the surface. Second, there are many fine treads, and these small treads significantly enhance the tire's grip on snow.
8
4
Share

Will a motorcycle be automatically deregistered if it hasn't undergone annual inspection for three years?

Will a motorcycle be automatically deregistered if it hasn't undergone annual inspection for three years? A motorcycle will be automatically deregistered if it hasn't undergone annual inspection for three years. Below is relevant knowledge about motorcycle annual inspection: Materials required for motorcycle annual inspection: Application form for motor vehicle license plates and certificates, vehicle registration certificate, original copy of the third part of compulsory traffic accident liability insurance (commonly known as compulsory insurance), original copy of motor vehicle safety technical qualification certificate (i.e., the qualification certificate that comes with the vehicle when purchased), and motor vehicle inspection record form. Precautions for motorcycle annual inspection: Before undergoing inspection, it is necessary to first settle any traffic violation penalties for the motorcycle. Secondly, prepare both the front and back copies of the driver's ID card on a single sheet of paper for use during the inspection.
12
2
Share

What are the reasons for the scattered light of Nissan Teana headlights?

Nissan Teana headlights scatter light due to aging lamp covers, dirty reflectors inside the lamp covers, or damaged bulbs. Car headlights, also known as car front lights or LED daytime running lights, serve as the eyes of the vehicle. They not only affect the external appearance of the car but are also closely related to safe driving at night or in bad weather conditions. The Nissan Teana is a flagship mid-to-high-end luxury sedan under the NISSAN brand, with body dimensions of 4850mm in length, 1795mm in width, and 1475mm in height. In terms of appearance, the Nissan Teana features a one-piece bumper with an arc that rises from both sides to the outer edges of the headlights, then naturally extends from the edges of the headlights to form a smooth waistline running from front to rear. Combined with a rounded arc roof, the design is natural, smooth, dynamic, and stylish.
12
2
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.