How Does Auto Water Damage Insurance Compensate?

1 Answers
AdelineFitz
07/25/25 8:46am
Auto water damage insurance compensation methods: According to Ping An Auto Insurance, compensation is provided for engine damage caused by water submersion while driving, but only if the engine damage was not caused by a secondary start, as this would result in more severe damage to the engine and would not be covered. Below is an introduction to the coverage of various insurance types: 1. Theft Insurance: Covers damage to the vehicle during robbery or theft, including damage or loss of parts and accessories after the entire vehicle is stolen, robbed, or snatched. 2. Passenger Liability Insurance: Provides coverage for passengers, excluding the driver. 3. Water Damage Insurance: Covers losses caused by engine damage due to water submersion. 4. Spontaneous Combustion Insurance: Covers losses caused by fire originating from the vehicle's electrical system, wiring, fuel system, or gas supply system without external ignition sources. 5. Glass Breakage Insurance: Covers standalone glass breakage. 6. Scratch Insurance: Covers losses caused by intentional scratching of the vehicle.
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