Changing your name on a car title, a process more accurately called an assignment or transfer of ownership, is a straightforward process handled by your local Department of Motor Vehicles (DMV) or its equivalent state agency. The core steps involve correctly signing the current title, completing any required state forms, and providing proof of the name change, such as a marriage certificate or court order. You'll also need to pay the applicable fees and potentially sales tax.
The exact requirements vary significantly by state, so it's critical to check with your local DMV first. The most common reason for rejection is an error in signing the title.
| Step | Key Action | Typical Required Documents | Potential Pitfalls to Avoid |
|---|
| 1. Verify Current Title | Check if the title is "clean" (no liens) and the owner's name is printed correctly. | Existing Car Title | A title with a lien (loan) requires a lien release document from the lender. |
| 2. Complete the Assignment | The current owner(s) must sign the title exactly as their name appears on the front. | Pen with Blue or Black Ink | An incorrect signature (e.g., using a nickname) will invalidate the transfer. |
| 3. Obtain a Bill of Sale | Some states require this form to document the sale price, which may affect sales tax. | Bill of Sale (State-specific form) | Notarization may be required for the bill of sale or the title itself in certain states. |
| 4. Provide Proof of Name Change | You must legally document the reason for the name difference. | Marriage Certificate, Court Order, or Divorce Decree | The document must be an original or a certified copy; photocopies are often not accepted. |
| 5. Submit Paperwork & Pay Fees | Visit or mail documents to the DMV with applicable fees for a new title. | Application for Title, Odometer Disclosure, Payment | Failure to disclose the correct odometer reading is illegal and can void the transfer. |
After submitting everything correctly, the DMV will process your application and mail you a new title with your updated legal name. You should also update your vehicle registration and insurance information to ensure all records are consistent.
