Has the Driving Test Worry-Free Insurance Been Taken Off the Market?
2 Answers
Driving Test Worry-Free Insurance has not been taken off the market. Driving Test Worry-Free Insurance: This is a type of accident insurance specifically designed for driving students, taking into account various potential accidents that may occur during the learning process from the student's perspective. The insurance includes four coverage items: compensation for driving training fee losses, accidental medical compensation, accidental death or disability compensation, and accidental hospitalization allowance. During the validity period of the driving test, students can receive the highest compensation amount if they encounter accidents while learning to drive or during driving school pick-up and drop-off. Additionally, for the loss of driving test opportunities due to failing the test five times, the highest compensation can be obtained. The Role of Insurance: Insurance can provide protection to the public anytime and anywhere, preventing individuals and their families from falling into desperate situations and losing their livelihood due to accidents. Early planning of insurance can help policyholders better enjoy their retirement years and prevent significant economic losses caused by certain diseases.
Last time when I was preparing for my driver's license test, I specifically looked into the Driving Test Protection Insurance. I found that it’s still being sold by several companies, like on the official websites of Ping An and PICC. However, some smaller companies might have discontinued it. The reason is that policies have tightened in recent years, with stricter requirements for accident risk coverage for students, leading insurers to adjust their product lines. I recommend that students directly download the app or call to confirm, as this insurance mainly covers exam failure or accidental losses, which is quite practical. Don’t worry about it being discontinued—you can always switch to a regular accident insurance, which can be sorted out with a bit of money. The key is to choose a reliable company and not fall for cheap deals.
