Family Choice: SUV or Sedan?
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If the car owner mainly commutes in the city, values business suitability and economy, then a sedan would be more suitable. If the owner prefers spaciousness, frequently travels outdoors, and pursues high practicality, then an SUV is the better choice. This is because sedans have unique advantages in terms of comfort, handling, and fuel efficiency, while SUVs perform better in terms of off-road capability, passability, and space. Below is an introduction to buying a car in full payment versus installment: 1. Full payment: Buying a car in full payment generally does not incur extra fees, such as service charges or deposits, making it relatively more cost-effective. However, the economic pressure of a one-time payment is also significant, and most families cannot afford it. 2. Installment payment: Installment payment is now the most common method of purchasing a car. After signing a car loan agreement with the bank, it usually involves 36 months of monthly payments. After paying the down payment for the car, the monthly installments are paid month by month. This stage will generate corresponding interest costs, so the overall price of the car will be higher, but the economic pressure is relatively smaller.