Does water reaching half of the tire count as water damage?

1 Answers
BraydenLynn
07/29/25 6:58pm
Water reaching half of the tire but not submerging the engine or transmission does not count as a water-damaged vehicle. Below is a detailed introduction to water-damaged vehicles: Not considered water-damaged: Water levels that do not reach the chassis are not classified as water-damaged. Soaked vehicle: Water reaching the chassis is considered a soaked vehicle, which is the mildest form of water damage. Water entering the cabin only wets the vehicle's carpets and floor mats. The carpets, floor wiring harnesses, and air conditioning ducts need to be cleaned or replaced. Partially submerged vehicle: Water levels nearly exceeding the wheels classify as a partially submerged vehicle, where water enters the cabin and wets the seat cushions and lower parts. Besides carpets, wiring harnesses, and air conditioning ducts, electronic components inside the seats, such as heating wires and adjustment motors, may be water-damaged. Additionally, the airbag computer, seat belts, and electrical devices like cigarette lighter plugs and USB ports in the central console may also be affected. Fully submerged vehicle: Water levels above the dashboard classify as a fully submerged vehicle. Water levels above the dashboard or even over the roof indicate that nearly 90% of the vehicle's electrical equipment has been submerged, and the engine has also been water-damaged.
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