Does Water Inside the Car Count as a Flood-Damaged Vehicle?

1 Answers
ElainaMarie
07/25/25 12:59pm
It is considered a water-damaged vehicle but not a flood-damaged vehicle. Due to prolonged use of the car, different environments and parking areas can lead to the accumulation of dust or leaf debris, which over time can clog the drainage pipes. If the drainage pipes are blocked, rainwater can seep into the interior through the front windshield, forming puddles under the seats. Therefore, this does not qualify as a flood-damaged vehicle. Additional Information: 1. Flood-Damaged Vehicle: A flood-damaged vehicle refers to a car that has been submerged in water, typically meaning the wiring has been soaked, with the water depth exceeding one-third of the wheel height, and the vehicle's underbody components have been in prolonged contact with water. Such vehicles pose significant risks. 2. Extent of Water Damage: For flood-damaged vehicles, there are three different levels to determine the severity. If the water level exceeds the car's chassis, it is considered a water-damaged vehicle. If the water level exceeds the oil dipstick, it can be termed a semi-flooded vehicle. If the water level has surpassed the engine hood or the dashboard surface, then it is classified as a fully flooded vehicle.
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