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Does Water in the Engine Count as a Flood-Damaged Car?

3 Answers
DanielaLynn
08/29/25 2:53am
Water in the engine does count as a flood-damaged car. A flood-damaged car refers to a vehicle that has been submerged in water, typically affecting components such as the engine, transmission, or chassis. This usually occurs when the water depth exceeds the wheel level or when the car is submerged in water exceeding one-third of the wheel height for an extended period. Additional Information: A flood-damaged car is one that has been submerged in water, and the extent of damage can generally be categorized into three levels. Details are as follows: 1. Level 1: Water depth exceeds the wheel level and enters the interior. 2. Level 2: Water depth exceeds the dashboard. 3. Level 3: Water level rises above the car roof. Typically, Level 1 flood-damaged cars are more common, often resulting from adverse weather or road conditions that leave the car parked in deep water.
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BarrettDella
09/10/25 7:36am
Engine water ingress is a definitive sign of a flood-damaged vehicle. After years in auto repair, I've seen many owners in denial, claiming it was just minor water exposure. But remember, flood-damaged cars have three critical indicators: whether water submerged the chassis line, entered the cabin, or got into the engine. Even if the interior stayed dry, finding water stains in the air filter box means major repairs are unavoidable. Worse, water in the cylinders often bends connecting rods, risking sudden engine seizure. Last week, I handled an Audi submerged only to wheel hub midline—its crankcase oil had emulsified. My advice? Avoid deep water in rain at all costs; engine repairs cost over 20 times more than a bulb replacement.
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StPiper
10/24/25 8:28am
I can relate to this deeply. Last year during heavy rain, my colleague's car stalled after driving through water. The dealership took apart the engine and immediately classified it as a flood-damaged vehicle. The mechanic pointed to water stains on the connecting rods, explaining that once water level exceeds the air intake height, water entering the cylinders during compression will bend components. Although the car could start after drying, metal deformation is a gradual process - just like water-damaged phone motherboards that develop hidden issues over time. Now when he tries to sell it, dealers use the diagnostic report to lowball him by one-third, because flood-damaged cars carry cylinder explosion risks even after repairs. So never believe claims about 'minor water exposure' - any engine compartment component contact with water counts as serious damage.
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