Does Vehicle Insurance Cover Natural Disasters?

[LilyMarie]

Losses caused by natural disasters can also be compensated by insurance companies. Coverage of Vehicle Damage Insurance: The coverage of vehicle damage insurance is the vehicle itself. It applies when the insured or an authorized driver is operating the insured vehicle and an insured incident occurs, resulting in damage to the insured vehicle. The insurance company will provide compensation within reasonable limits. Natural Disasters: Vehicle damage insurance covers vehicle losses caused by unavoidable natural disasters, including storms, tornadoes, lightning strikes, hail, heavy rain, floods, tsunamis, ground collapse, ice collapse, cliff collapse, avalanches, mudslides, landslides, etc. However, this does not include earthquakes. Although earthquakes are natural disasters, vehicle losses caused by earthquakes are not covered by vehicle insurance.