Does Vehicle Damage Insurance Include Water Damage Coverage?

[MacLola]

Water damage coverage has been integrated into vehicle damage insurance, so vehicle damage insurance now includes water damage coverage. Water damage coverage is also known as automobile loss insurance and special engine loss insurance. Before the auto insurance reform, water damage coverage was an additional insurance that vehicle owners had to purchase specifically for the engine, and it had to be attached to the main insurance policy. Below is additional information: Important Notes: The subject of water damage coverage is the engine of the insured vehicle. This means that only engine damage caused by situations like flooding can be claimed. If flooding causes damage to other parts such as the interior or circuit boards, these are not covered under water damage coverage. However, damage to the interior or circuits falls under the scope of vehicle damage insurance, so vehicle owners can still file claims with the insurance company for these damages.