Does Vehicle Damage Insurance Include Spontaneous Combustion Coverage?

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Vehicle damage insurance does not include spontaneous combustion coverage. The relevant details about spontaneous combustion insurance are as follows: Introduction: Spontaneous combustion insurance, also known as the additional spontaneous combustion loss coverage for vehicles, is an add-on to the motor vehicle damage insurance. During the insurance period, if the insured vehicle catches fire due to issues with its own electrical circuits, wiring, fuel lines, fuel supply system, cargo, or friction during operation, resulting in damage to the insured vehicle, and if the policyholder incurs necessary and reasonable rescue expenses to minimize the vehicle's damage during such an incident, the insurance company will provide corresponding compensation. Insurance Conditions: Policyholders can only opt for spontaneous combustion insurance if they have already purchased motor vehicle damage insurance. The insured amount for spontaneous combustion insurance is generally determined through negotiation based on the actual value of the insured vehicle. In the event of a vehicle's spontaneous combustion, the insurance company will provide compensation according to the extent of the damage.