Does Vehicle Damage Insurance Include Glass Coverage?
1 Answers
Vehicle damage insurance does not cover glass, to be precise, it does not cover situations where only the glass is broken. However, if the glass is broken along with other damages to the vehicle, the vehicle damage insurance can still provide compensation. The insurance terms for vehicle damage insurance clearly specify the exclusions: standalone glass breakage, body scratches without obvious collision marks, and standalone damage to sunroofs and rearview mirrors; the insurance company is not responsible for compensation. Additional Information: Compulsory Traffic Accident Liability Insurance: This is a mandatory insurance that every vehicle owner must purchase as required by law. It provides the most basic insurance coverage in the event of a traffic accident. Once a traffic accident occurs, this insurance can help the owner cover the economic compensation that would otherwise be difficult to pay. The compensation amount is determined based on the owner's liability proportion in the accident and whether it caused personal injury or death. Vehicle Damage Insurance: This insurance covers situations where the insured or an authorized driver causes damage to the insured vehicle during an accident, and the insurance company will provide compensation within a reasonable range. The premium for vehicle damage insurance is largely related to the purchase price of the vehicle and the number of seats.
