Does Vehicle Damage Insurance Cover Flooded Cars?

1 Answers
McReagan
07/29/25 10:55pm
Vehicle Damage Insurance does cover flooded cars. Here are the relevant details: 1. Filing a Claim: If your vehicle is flooded due to natural disasters or accidents, you can file a claim under Vehicle Damage Insurance by calling your insurance company. After filing, you'll need to submit the required claim materials as specified by the insurer. For incidents not falling under exclusions, the insurance company will compensate for direct losses to the insured vehicle caused by water submersion, within the agreed limits. 2. Vehicle Damage Insurance: This refers to a type of commercial auto insurance where the insurer compensates for damages to the insured vehicle caused by insured incidents occurring while the vehicle is being used by the policyholder or an authorized driver, within reasonable limits.
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