Does the insurance company cover flat tires?
1 Answers
Automobile insurance companies do not compensate for the sole damage of car tires. However, if a tire blowout leads to collisions, rollovers, or other accidents causing damage to other parts of the vehicle, the insurance company will cover the compensation. Car tires are inherently consumable items. Tire blowout incidents are mainly divided into two scenarios: 1. The first scenario: Only the wheel is damaged, meaning damage to the tire, rim, or wheel hub cover individually or collectively. According to the auto insurance policy terms, this falls under the exclusion of liability. However, if the insured vehicle has a separate wheel damage clause, it will be within the coverage. 2. The second scenario: A tire blowout while driving causes a collision or overturning accident. The losses caused by the accident are covered under the auto insurance policy terms, but the blown tire that caused the accident is not covered, as it is merely the antecedent of the collision or overturning accident, not the loss caused by the accident itself.