Does the insurance company cover a dead car battery?
2 Answers
Insurance companies do provide assistance for dead car batteries and offer free services. Here is relevant information about what insurance companies do when a car battery dies: 1. Services provided by insurance companies for dead car batteries: The insurance terms for auto damage insurance clearly state that when a vehicle breaks down, the insurance company will provide free roadside assistance to the car owner. Insurance companies typically offer this service for free up to three times a year. 2. Points to note when insuring a car: Some insurance companies do not include this service. Before purchasing insurance, make sure to understand what services the insurance company provides. However, most major insurance companies do offer jump-start services.
Generally, insurance companies don't cover a dead car battery unless you've purchased additional services like roadside assistance. I had the same issue last year when my aging battery suddenly couldn't start the car. I called the insurer, but they said standard policies only cover accidents or damages, not routine maintenance failures. Later, I checked my policy details and found many companies offer optional roadside assistance add-ons that cover services like jump-starting batteries or towing. I recommend reviewing your contract in advance, especially the emergency assistance clauses, rather than panicking when trouble strikes. Remember to regularly test your battery's lifespan – summer heat can accelerate power drain, while winter cold starts often lead to power shortages. If this happens, try using jumper cables for emergency starts or calling for roadside assistance.