Does the first-year insurance for a new car include water damage coverage?

1 Answers
VanVivienne
07/29/25 9:11am
New car insurance in the first year does not include water damage coverage; it must be purchased separately. Below are relevant details: 1. Vehicle Insurance: Vehicle insurance, also known as motor vehicle insurance or car insurance, refers to a type of commercial insurance that covers personal injury or property damage caused by natural disasters or accidents involving motor vehicles. Car insurance is a form of property insurance and is considered a relatively new category within the property insurance sector. 2. Water Damage Coverage: Water damage coverage, also referred to as auto loss insurance or engine special loss coverage (terminology varies by insurer but the coverage is essentially the same), is a newly developed insurance type. It is an additional coverage that car owners can purchase specifically for engine protection.
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