
It is possible to apply for ETC even if you are not the vehicle owner. According to the "Implementation Plan for Accelerating the Application Service of Electronic Toll Collection on Highways" issued by the Ministry of Transport, the original valid ID card of the vehicle owner, the original and a copy of the vehicle registration certificate (the page with the most recent annual inspection stamp) are required. If applying on behalf of someone else, the original valid ID card of the agent is also needed. If applying for ETC through major bank branches, a debit card or card from the corresponding bank must be prepared. Some banks only support ETC binding with credit cards, while others may require freezing a certain amount as a deposit when binding ETC with a debit card. ETC charging principle: There will be one or more ETC lanes on highways. Through dedicated short-range microwave communication between the vehicle-mounted electronic tag installed on the windshield and the microwave antenna in the ETC lane at the toll station, and using computer networking technology for backend settlement with the bank, the purpose of paying tolls without stopping at the toll station is achieved. All of this is based on the principle of passing first and deducting fees later. Benefits of installing ETC: Time-saving: Eliminates the hassle of waiting in line; Green and environmentally friendly: Low-carbon, vehicles pass through toll stations without stopping, reducing noise and exhaust emissions and minimizing pollution; Reduced wear and tear: Saves costs, reduces the frequency of vehicle starts and brakes, lowers wear and fuel consumption, and users can enjoy a 5% discount on tolls; Improved efficiency: The theoretical efficiency of ETC lanes can be increased by 2-3 times, making traditional ETC faster, newer, and more high-tech. Compared to license plate payment, ETC technology is more mature and advantageous. More support: The State Council clearly stated in the "13th Five-Year Plan for the Development of a Modern Comprehensive Transportation System" that "by 2020, the interoperability of transportation cards in key city clusters will be basically achieved, and the proportion of vehicles equipped with ETC will be significantly increased," and explicitly set the goal of "achieving a 50% ETC usage rate for road passenger vehicles by 2020" in the main indicators of the "13th Five-Year" comprehensive transportation development. More future possibilities: In addition to continuously improving the convenience of ETC installation and usage and the ETC usage rate for passenger vehicles, efforts will be made to promote the use of ETC for trucks in the future, exploring the deep integration of the ETC system with vehicle-to-vehicle communication, vehicle-road coordination, and other smart transportation development directions, providing comprehensive travel services for vehicle owners. This means more application scenarios will support ETC applications. ETC usage precautions: The ETC transaction sensing area is 8 meters. If the vehicle in front stops, to prevent the vehicle in front from having a faulty ETC device or no ETC device at all, maintain a distance of more than 10 meters to avoid automatic sensing and paying for the vehicle in front. The recognition speed for ETC lane passage is 20km/h. If the speed is too fast, the vehicle device information cannot be read, leading to failed fee deductions. Unauthorized removal or movement of the OBU device, or detachment or loosening of the ETC electronic tag, will cause the electronic tag to fail. It can be sent to the bank where the ETC card was issued or the highway service office for testing. If the loosening or detachment is not due to human factors, reactivation is sufficient. When using a debit card bound to ETC, insufficient balance will also cause fee deduction failures. Follow the guidance of on-site staff to use the manual MTC lane and pass by cash or card. If the windshield is too thick, it may cause poor sensing. This is especially important for vehicles that have had accidents and had their windshields replaced, or for those who have modified their windshields.

Applying for an ETC generally requires the vehicle owner to handle it personally, as it involves vehicle documentation and bank card binding. When I went to the bank to apply last time, the staff required me to bring my ID card, vehicle license, bank card, and to sign on-site for confirmation. The car also had to be driven there for device installation, as the OBU device needs to be affixed to the front windshield. If a friend were to handle it on your behalf, unless there is a notarized power of attorney along with original IDs from both parties, the bank would not entertain the request. Online channels like WeChat ETC Assistant are more flexible, allowing applications by uploading photos of the required documents, but they still require real-name authentication of the vehicle owner. It's recommended to make the trip yourself—it takes just half an hour to complete, avoiding potential issues with deductions that would require your personal attention later.

It's best for the vehicle owner to personally handle ETC registration, as it involves linking to personal bank accounts. Last year, when I tried to apply for an elderly family member, I was rejected at two banks with just a copy of their ID card—they insisted on facial recognition verification in person. In the end, I had to take time off to accompany them to the branch with the owner's ID card, vehicle registration, and bank card. We filled out the application form on-site, signed agreements, and staff took a photo of the owner with the vehicle. Some provinces now offer online applications, but uploading documents still requires a photo of the owner holding their ID. The only exception is company vehicles, where employees can act as agents with a business license and authorization letter—private car owners shouldn’t expect to skip this step.

In principle, the ETC application must be processed by the vehicle owner personally, mainly to verify identity and vehicle information. When I applied last year, I went directly to the highway service point, swiped my ID card to retrieve the vehicle records, and then linked a bank card to receive the device. If you entrust someone else to handle it, the procedures are quite troublesome: the original ID card of the vehicle owner, a power of attorney, and the ID card of the agent are required, and you must also confirm in advance whether the service point accepts proxy applications. Nowadays, most bank apps also allow applications, but when uploading the vehicle license, the system will automatically verify the owner's name—if it doesn’t match, the application will be rejected directly. If you really can’t go in person, you can try the Alipay ETC service, where the card channel has slightly looser approval criteria.

From my experience, ETC applications generally require the vehicle owner to handle it personally. Recently, while helping a neighbor inquire, I found that banks insist on three essential documents: the vehicle owner's ID card, the vehicle registration certificate, and the owner's physical presence to sign the agreement. This is mainly to prevent misuse, as the ETC needs to be linked to a bank card for automatic deductions. The only exception is for jointly owned vehicles by spouses, where some outlets may allow processing with a marriage certificate. Nowadays, online channels are more convenient, such as downloading the local ETC app, but registering an account requires the owner's mobile number, and activation involves facial recognition. Installing the device is straightforward—just stick it on the windshield and scan a QR code to activate.

In 90% of cases, the vehicle owner must personally handle ETC applications. My experience last year was quite typical. I first booked an appointment at a bank branch, queued for an hour with my ID card, vehicle license, and card, and the teller repeatedly verified the information before issuing the device. Staff privately mentioned receiving complaints about proxy applications, where fake authorization letters were used to fraudulently apply for ETC and then misuse the attached credit cards. Therefore, management has become stricter now—offline applications require in-person verification, while online applications require facial recognition or video verification with the ID card held up. If the vehicle owner is an elderly person with mobility difficulties, it's recommended to apply online through their children's mobile phones, but ensuring all document information is completely consistent is crucial.


