Does the 4S store handle the second-year renewal insurance?
2 Answers
The "Compulsory Traffic Accident Liability Insurance for Motor Vehicles" has corresponding regulations: The insurance policy of the compulsory insurance for the previous year of the insured motor vehicle should be provided. When signing the compulsory insurance contract, the policyholder shall not require the insurer to attach any conditions other than the insurance clauses and premium rates. During the validity period of the insurance contract, if the insured motor vehicle increases the risk due to modification, installation, change of use, etc., the insured shall promptly notify the insurer. You can continue to purchase car insurance at the 4S store, or you can buy car insurance yourself from an insurance company. Buying it yourself from an insurance company can enjoy more discounts. It is best to find the largest local insurance company for guaranteed service.
I think 4S shops usually handle the renewal service for the second year. They often proactively call or send text messages to remind you when the policy is about to expire, so you don't have to worry about forgetting to renew and risking a coverage gap. Last time, I renewed through the 4S shop, and the whole process was very simple. They helped contact the insurance company for a quote right in the shop and even managed to get some discounts or additional services, like free towing. However, it's worth noting that the quote from the 4S shop might be a bit more expensive than renewing directly through an insurance app, as they earn commissions. So, I recommend checking other channels for cost comparisons before deciding. Before renewing, it's also a good idea to review the policy details to avoid paying for unnecessary coverage and wasting money.
