Does New Energy Vehicle Damage Insurance Cover the Battery?

[MatthewMarie]

New energy vehicle damage insurance does not cover the battery. Here is the relevant information: New energy vehicles have three major components: the power battery, motor, and electronic control system. Most consumers prioritize battery range and safety when purchasing a new energy vehicle. However, the current automotive three-guarantee regulations do not include the power battery, motor, and other key components of new energy vehicles within the protection scope. Additionally, the reducer is not considered a transmission and thus is also excluded from coverage, despite these parts being the most prone to issues. Spontaneous Combustion Insurance: If a new energy vehicle catches fire spontaneously during the warranty period, the manufacturer should handle it according to their three-guarantee terms. If the warranty has expired, purchasing additional insurance may be considered.