Does New Car Insurance Include Vehicle Damage Insurance?

[DiTimothy]

New car insurance includes vehicle damage insurance. Below is a detailed introduction: 1. Introduction to Vehicle Damage Insurance: Vehicle damage insurance is a type of commercial auto insurance where the insurance company compensates within reasonable limits for damage to the insured vehicle caused by an insured accident while the vehicle is being used by the insured or an authorized driver. 2. Coverage Scope: During the insurance period, the insurer is responsible for compensating for the loss of the insured vehicle caused by the following reasons while the vehicle is being used by the insured or an authorized legal driver, as stipulated in the insurance contract: collision, overturning; fire, explosion; collapse or falling of external objects, parallel falling of the insured vehicle while in motion; lightning strike, storm, tornado, heavy rain, flood, tsunami, ground collapse, ice collapse, cliff collapse, avalanche, hail disaster, mudslide, landslide; the ferry carrying the insured vehicle suffering from the listed natural disasters (limited to the driver being on board to take care of the vehicle).