Does motorcycle insurance include vehicle damage insurance?

1 Answers
LeAmelia
07/30/25 8:42am
Motorcycle insurance does include vehicle damage insurance. For motorcycles, compulsory traffic insurance must be purchased (with a nationally unified premium), while commercial insurance options such as third-party liability insurance and vehicle damage insurance can be purchased selectively. Introduction to vehicle damage insurance: Vehicle damage insurance refers to a type of commercial auto insurance where the insurer compensates within reasonable limits for damages to the insured vehicle caused by an insured accident while the vehicle is being used by the insured or an authorized driver. Function of vehicle damage insurance: Vehicle damage insurance and third-party liability insurance are the basic types of vehicle insurance, primarily covering the loss of the insured vehicle and the losses caused to third parties by the insured vehicle during use.
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