Does Insurance Cover Water-Damaged Cars in Natural Disasters?

1 Answers
McAurora
07/29/25 11:47pm
If you have purchased both auto damage insurance and waterlogging insurance, according to relevant insurance regulations, the insurance company will compensate for vehicle damage caused by disasters such as heavy rain or floods. However, compensation standards vary depending on different policies. Below is more information about auto insurance: Introduction: Auto insurance, also known as car insurance, refers to a commercial insurance that covers personal injuries or property damage caused by natural disasters or accidents involving motor vehicles. Classification: Auto insurance can be specifically divided into commercial insurance and compulsory traffic insurance. Commercial insurance further includes two parts: main vehicle insurance and additional insurance.
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