Does Insurance Cover Water-Damaged Cars?

[LaAlaina]

Insurance will provide compensation, but the amount varies case by case. Here are the relevant details: 1. First, you need to have comprehensive auto insurance to receive full coverage. 2. For engine damage caused by driving through water, if you have purchased additional water damage coverage, the engine will be covered under the insurance policy. 3. If you haven't purchased water damage coverage and the engine is damaged due to driving through water, the insurance company will only cover the cleaning costs, not the engine repair expenses. 4. Comprehensive auto insurance is the primary coverage, while water damage coverage is a supplementary policy. The full name of water damage coverage is 'Engine Damage Due to Water Ingress Insurance,' which means that during the policy period, if the insured vehicle is damaged due to improper operation while driving through water or being submerged, the insurance company will provide compensation within the coverage limits. To add water damage coverage, you must first have comprehensive auto insurance.