Does Insurance Cover Vehicle Damage During Typhoons?
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During typhoon weather, vehicles are most likely to be damaged in two scenarios: being submerged by water or being struck by falling objects. After a typhoon, it's important to understand the coverage of your purchased auto insurance to maximize benefits. Damage from falling objects: Covered under vehicle damage insurance If a vehicle is crushed by a fallen tree during a typhoon, this type of damage caused by natural disasters falls under the scope of vehicle damage insurance, and the insurance company will compensate accordingly. Rollover: Claims can be made under rollover liability Rollover accidents are common during typhoon weather. In such cases, claims can be filed under rollover liability. Glass damage: Covered under vehicle damage insurance Most damages incurred during typhoon weather can be compensated through vehicle damage insurance. Parking damage: Subrogation rights can be utilized Vehicles parked outdoors may be damaged by strong winds blowing objects onto them. If parked in an underground parking lot, always pay attention to emergency notices from the property management and move the vehicle when appropriate.