Does insurance cover typhoon damage to vehicles?
1 Answers
If, in addition to compulsory traffic insurance, commercial insurance is purchased and it includes vehicle damage insurance, the insurance company will compensate for natural disasters. Here are the relevant details: 1. Glass damage: Covered by vehicle damage insurance. Most damages caused by typhoon weather can be compensated through vehicle damage insurance. If a vehicle's window glass is damaged by falling objects from heights, even without separate glass insurance, compensation can still be claimed under vehicle damage insurance. However, insurance companies generally do not compensate for cases where only the glass is damaged while the rest of the vehicle remains intact. 2. Parking damage: "Subrogation right" can be utilized. During a typhoon, extra caution is needed when parking vehicles. If parked outdoors, vehicles might be damaged by strong winds or falling objects. If parked in underground parking lots, stay alert to emergency notices from property management and move the vehicle when necessary.