Does Insurance Cover Self-Inflicted Motorcycle Accidents?
1 Answers
Motorcycle accidents caused solely by the owner are not covered by insurance. Below are the specific details regarding compulsory traffic insurance for motorcycles: 1. Introduction: The insurance covers losses caused to a third party (excluding the vehicle itself and its passengers), regardless of fault. 2. Coverage Scope: Medical expenses include: medication costs, diagnosis and treatment fees, hospitalization expenses, meal subsidies during hospitalization, necessary and reasonable follow-up treatment costs, cosmetic surgery fees, and nutritional expenses. Death and disability compensation includes: funeral expenses, death compensation, transportation costs for funeral arrangements, disability compensation, costs for disability aids, nursing fees, rehabilitation expenses, transportation costs, living expenses for dependents, accommodation fees, lost wages, and psychological distress compensation awarded through judgment or mediation.