Does Insurance Cover Secondary Ignition for Flooded Vehicles?

[CassidyLee]

Insurance does not cover secondary ignition for water-damaged vehicles. The reason for non-coverage is that it causes engine damage, which falls under the exclusions clause of the vehicle damage insurance. Below are the specific details of vehicle damage insurance: Meaning of Vehicle Damage Insurance: Vehicle damage insurance refers to a type of commercial auto insurance where the insurer compensates within reasonable limits for damages to the insured vehicle caused by an insured accident while the vehicle is being driven by the insured or an authorized driver. Scope of Vehicle Damage Insurance: Vehicle damage insurance typically covers losses to the insured vehicle caused by natural disasters such as lightning, storms, heavy rain, floods, and accidents like collisions and overturns, as well as related rescue expenses.