Does Insurance Cover Hail Damage to Vehicles?

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If a vehicle is damaged by hail, the owner can claim compensation from the insurance company if they have purchased vehicle damage insurance. Owners without vehicle damage insurance will not be eligible for compensation. Below is relevant information regarding the scope of auto insurance claims: Natural Disaster Claims: Hail damage often occurs in localized areas and can cause vehicle damage. As a type of natural disaster, it falls under the coverage of vehicle damage insurance. Additionally, vehicle damage caused by other natural disasters such as heavy rain, storms, floods, earthquakes, and mudslides can also be claimed under vehicle damage insurance. Third-Party Liability Insurance: The coverage of third-party liability insurance includes compensation for accidental incidents caused by the insured or a qualified driver permitted by the insured while using the insured vehicle, resulting in bodily injury, death, or property damage to a third party. The insurance company will provide corresponding compensation according to the 'Road Traffic Accident Handling Measures' and the terms of the insurance contract.