Does Insurance Cover Hail Damage to Cars?

1 Answers
ValerieLee
07/29/25 9:43pm
Insurance does cover hail damage to cars. The reasons are as follows: 1. Coverage under the auto damage insurance: While natural disasters such as earthquakes and floods are not covered, hail and falling objects from high altitudes are included in the auto damage insurance coverage. Since hail usually occurs in localized areas, it is not classified as a force majeure event. 2. Separate glass breakage insurance: If the glass is shattered by hail, 100% compensation will be provided if separate glass breakage insurance is purchased. If this insurance is not purchased, no compensation will be given, and the car owner will have to bear the cost themselves.
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