Does Insurance Cover Hail Damage to Cars?
1 Answers
Car insurance does cover hail damage, which falls under the compensation scope of vehicle damage insurance. Here are the details: Compensation Scope of Vehicle Damage Insurance: The coverage includes losses caused by natural disasters. External factors such as lightning, storms, tornadoes, heavy rain, floods, tsunamis, ground collapse, ice collapse, cliff collapse, avalanches, hail disasters, mudslides, and landslides are all included. Claims Process: The car owner must report the damage to the insurance company within 48 hours of the incident. The insurance company will then send someone to inspect and assess the damage, review and approve the claim documents, calculate the compensation amount based on the submitted accident materials, and finally settle and close the case.