Does Insurance Cover Flood-Damaged Cars in Henan?

[StIvan]

With the purchase of water damage insurance, typically 80% of the costs can be reimbursed. Here are the relevant details: Flood-damaged cars: If the engine is flooded, the insurance company cannot provide compensation as it falls under the exemption clause, so the engine-related damages are not covered. Water damage insurance: If the car owner has purchased water damage insurance, compensation is possible. Water damage insurance is an additional coverage and cannot be bought separately; it must be purchased alongside the main insurance, vehicle damage insurance. This insurance has a 20% deductible, meaning 80% is reimbursable. Therefore, if the engine is not flooded and water damage insurance is purchased, normally 80% of the costs can be reimbursed.