Does insurance claim settlement look at the VIN or license plate number?

[DiKendra]

Insurance claim settlement checks both the VIN and license plate number. Below is relevant information about vehicle maintenance records: VIN: The Vehicle Identification Number, abbreviated as VIN, is a unique set of seventeen letters or numbers used on automobiles to identify the manufacturer, engine, chassis number, and other specifications. To avoid confusion with the numbers 1, 0, and 9, the letters "I", "O", and "Q" are not used, and the 10th digit representing the model year does not use "I", "O", "Q", "U", "Z", or "0". License plate number: The license plate number is the identifier for a vehicle's identity, much like an ID number for a person. For example, a car with a license plate from Guangzhou, Guangdong Province would have "Yue" representing Guangdong Province, "A" representing Guangzhou, thus "Yue A" would be the license plate code for Guangzhou.

[MacLaura]

I've been driving for over a decade and have dealt with several insurance claims. When processing claims, insurance companies check both the license plate (the vehicle registration number) and the VIN (that long alphanumeric code under the windshield). The license plate is for quick identification during registration – for instance, at accident scenes, people usually note down license plates. The VIN, on the other hand, is the vehicle's unique ID, revealing manufacturing year, model, and history, helping prevent fraud or cloned plates. During claims, you'll need to provide both numbers via your vehicle registration document for system verification before approval. Relying solely on the license plate can be risky – I've seen a friend almost fall victim to a cloned plate scam. So, make a habit of recording your VIN, take a photo and save it on your phone to avoid last-minute panic. Don't cut corners; that extra verification step ensures smoother claims and protects against scams. Bottom line: using both identifiers is the most reliable approach, preventing minor oversights from causing major delays in compensation.