Does Full Liability in a Rear-End Collision Guarantee Full Insurance Coverage?

1 Answers
McAugust
07/25/25 8:18am
Full liability in a rear-end collision is covered by insurance. Liability in Rear-End Collisions: In a rear-end collision, the following vehicle bears full responsibility. The following vehicle can file an insurance claim for damage assessment, and compensation will be provided within the coverage limits. If the insured motor vehicle is involved in a road traffic accident resulting in personal injury or property damage to its own occupants, the insurance company shall compensate within the mandatory motor vehicle traffic accident liability insurance coverage limits as stipulated by law. Insurance Characteristics: Compulsory traffic insurance is a type of liability insurance. According to Article 65 of the Insurance Law, it refers to insurance where the insured is legally liable for compensation to a third party. When the insured under liability insurance causes harm to a third party, the insurer may, in accordance with legal provisions or contractual agreements, directly compensate the third party with the insurance payment.
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